“I have been a keen amateur musician for years but never managed to learn my dream instrument, the piano. I decided to save for an electric piano, around £200, to learn on, as I was determined. Firstly, I cut out all treats and put the money aside, working it out from my shopping receipts. Whenever I felt like snacking, I did some note practice instead. Then I saved all my change in a jar and cashed it in, saving it through Westcountry Savings & Loans. In three months I had enough, and I could start my scales practice right away. I’m not at the gigging stage yet, but I’m confident I’ll get there soon!” 

Gary

“My name's Janine. I'm into my second year of saving with Westcountry Savings & Loans — for Christmas, and this year for a holiday away with the whole family. I love being able to budget for these so we can all have a lovely time. When we’re back, I'll keep saving for a rainy day, or maybe another break away.”

Janine

“When I buy a big item like a fridge or washing machine, I don't bother with breakdown insurance. Instead, I set up a savings account that I mentally label ‘replacement’, and I save the original cost of the machine divided by the number of months I think it'll last. I did this for my last washing machine. I reckoned it would last 10 years, so I set out to save £3 a month. It actually lasted 18 years, so I ended up with more than enough to buy a new one! It also means I've got a bit put by for any repairs once the guarantee runs out. I look for a savings account that pays a little interest but lets me take money out quickly if I need it for an emergency.”

Carol

“My savings tip is to hold onto the thought that you’re saving for something important. Right now, I’m saving for a trip to Ukraine to see my elderly mother, after four years apart. Set yourself a goal — something that really matters to you and that you’re looking forward to, like a trip to a place you’ve always wanted to visit — and that motivation will help you save. And find a savings provider you trust, like Westcountry Savings & Loans, so you know your money is safe.”

Yevheniia

“2025 brought a 'big birthday' — one I felt was worth celebrating! The plan was a road trip around Sicily: a climb up Mount Etna, beach days at Taormina and plenty of great food. Knowing the milestone was approaching, and exactly how I wanted to spend it, made it easier to put a savings plan in place — setting something aside each month and adding to it whenever I could. Visiting Godfather and White Lotus scenes and sampling freshly made arancini made every bit of saving worthwhile!”

Miriam

“I've been a member of a credit union for over 30 years, and with Westcountry Savings & Loans for many of them. I've saved and borrowed over the years for all sorts — holidays, Christmas and a garden makeover. Back then it was my only way to save and borrow, and I still save now — it's nice knowing I have something put by. If I ever needed a loan, I knew I could get one I could afford. It's a great option for everyone.”

Julie

“I use Westcountry Savings & Loans to put money by for vet bills for my dear rescue dog, and for Christmas too. It’s such a relief to know the money’s there for him whenever he needs it. I've saved with the credit union since 2011, when I first came to them at a difficult time and was treated with such kindness and compassion. They helped me get back on my feet, and I've since used loans to refurnish my home and garden, which made a huge difference. I recommend Westcountry to a lot of people — huge thanks to you all!”

Sharon