A simple way to put money aside throughout the year so December feels more manageable.

How it works

• You can start at any time, but joining in the first quarter gives you the longest savings period
• Earn 1% gross interest (paid 31st October)
• Save up to £300 per month

Deposits

You can pay into this account via:

• Regular direct debit (weekly, fortnightly or monthly)
• Payroll deduction
• Standing order

Withdrawals

Withdrawals from this account will be made available after 31st October each year, and will remain available until 31st December the same year. If you need to withdraw funds at any other time please contact us via the messaging page of the mobile app.